Why Choosing a Roofing Contractor Experienced in Insurance Claims Makes All the Difference in DFW, Texas

BranchStone Roofing | Experts in Roofing, Code Compliance, and Insurance Claim Support (Not Public Adjusters)

When hail or windstorms hit North Texas, homeowners and property managers are often left facing not only roof damage—but a complicated insurance claim process as well. If you're navigating a roof replacement or repair due to storm damage, choosing a roofing contractor who understands how insurance claims work can save you time, money, and frustration.

But there’s a fine line between support and legality. In Texas, only licensed public adjusters can negotiate insurance claims on behalf of a policyholder. That's why it's important to know what your roofer can and cannot do — and how to pick a contractor who walks that line ethically while still maximizing your insurance-approved roof restoration.

✅ What You Need to Know About UPPA and Roofing Claims in Texas

Texas enforces the Unauthorized Practice of Public Adjusting (UPPA) law, which prohibits any contractor — including roofing companies — from acting as a public adjuster unless they hold a valid license. This means:

A roofing contractor cannot negotiate directly with your insurance company on your behalf.
They can, however, discuss factual roof damage, provide documentation, and explain required code upgrades.

At BranchStone Roofing, we follow the law exactly as it’s written. We’re not public adjusters, and we don’t pretend to be. But we are:

✅ Experts at navigating local building codes✅ Trained to identify damage insurance adjusters often overlook✅ Skilled in presenting accurate, compliant documentation✅ Familiar with supplementing claims for scope omissions

🏗️ Benefits of Hiring a Roofing Contractor Who Knows Insurance Claims

1. Faster Claim Approval

Roofers with claim experience know what insurance companies need: clear photos, itemized estimates, and code documentation. A roofer unfamiliar with this process might delay or even sabotage your claim without knowing it.

2. Code Compliance Upgrades

Dallas-Fort Worth municipalities follow strict IRC code requirements. If your roof needs decking replacement, ventilation updates, or drip edge, a code-aware contractor like BranchStone will help ensure these are included — and documented for your carrier.

3. Supplement Identification

Insurance carriers often miss line items in the initial scope. We help identify reasonable supplements that you’re entitled to under your policy — such as additional underlayment, flashing, or steep/complex roof factors — and submit proper documentation for them.

4. Prevents You from Being Underpaid

Without the right roofer, you may get underpaid — and end up with a sub-par roof. Working with a contractor who knows what a complete restoration requires helps ensure you get what your policy owes you.

5. Local Knowledge, Local Advocacy

We’ve worked across Plano, Frisco, McKinney, Southlake, and all over the DFW Metroplex. We understand regional weather patterns, material needs, and insurance trends specific to North Texas — something out-of-town contractors simply don’t.

🛠️ Why Choose BranchStone Roofing?

At BranchStone, we don’t claim to be public adjusters. Instead, we specialize in:

Building code-compliant roofing systems
Creating Xactimate-aligned estimates
Supporting our clients through every step of the insurance process
Delivering transparent, professional service every time

We provide the facts — you and your insurance company make the final decisions.

📍 Serving All of DFW with Integrity

If your property in Dallas, Fort Worth, Plano, Frisco, McKinney, Southlake, or Arlington has roof damage due to hail, wind, or storm events, we’re here to help.

BranchStone Roofing offers:

✅ Free, no-pressure roof inspections✅ Photo-documented roof reports✅ Code-compliant repair plans✅ Insurance support documentation (not claim negotiation)✅ Clean, safe, warrantied roof installs

🚀 Ready to Start?

Contact BranchStone Roofing today to schedule your free roof inspection and get the professional guidance you need to move forward — the right way.

📞 Call 1-833-424-5448📲 Text us directly at 817-505-8514